Nearly all large companies offer health insurance, but fewer than 60% of smaller firms with 200 or fewer workers now offer insurance.[3015327][3015328] The costs of health insurance are pushing small businesses to a financial cliff, making it difficult for them to retain employees.[3015327][3015328] A whistleblower took on Horizon Blue Cross Blue Shield and a political machine, but felt her role was erased from the settlement.[3015325] Small business owners and workers feel that most of their options for health coverage are unaffordable, especially if they have plans with high out-of-pocket costs.[3015328] For a Georgia entrepreneur, health coverage has never been affordable, despite running her own entertainment company for 32 years.[3015329]